Stuttgart - More than 93 percent of Baden-Württemberg residents consider the existing obligation of health insurers to provide family doctor-centered care (HZV) to be sensible. This was the result of representative survey of the opinion research institute Kantar TNS on behalf of the AOK Baden-Württemberg, in the state and.
Contract form particularly well known in Baden-Württemberg
In 2008, the legislature obliged all health insurance companies to offer their insured family doctor contracts as an alternative to collective care. Nationwide, around 4.3 million insured persons take part in family doctor contracts, more than third of them in the. According to the survey, this type of contract is therefore best known in the federal state: In the rest of Germany, only 41.5 percent of patients even know that their health insurance company offers family doctor contract - in Baden-Württemberg it is two out of three.
< p> In joint statement on the Bundestag election, the contracting parties in the southwest justify this difference with the fact that such selective contracts are currently not being exhausted enough outside of Baden-Württemberg. They therefore demand from the legislature that the insured person's right to HZV remains permanently compulsory for health insurance.Hammock collective agreement < / h2>
In addition to the general practitioner contracts, the legal possibilities to conclude contracts for special specialist medical care are hardly used nationwide. “There are too few incentives for the health insurances to conclude specialist contracts because it is very convenient in the 'hammock collective agreement'. The health insurers see no real advantage, which would make the effort worthwhile, ”criticized Werner Baumgärtner, CEO of Medi Baden-Württemberg and Medi Geno Germany. The legislature should therefore also make specialist contracts for health insurance companies mandatory or at least provide bonus for those health insurance companies that conclude contracts voluntarily, is another requirement of the contractual partners.
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According to AOK, general practitioner and specialist doctor contracts also offer financial advantages. "We see that our long-term joint efforts to develop new patient-oriented structures and better working conditions for outpatient doctors are also bearing more fruit each year," said Christopher Hermann, Chairman of the Board of AOK Baden-Württemberg. "After start-up phase lasting several years, the total expenditure is significantly lower than the expenditure in standard care would be," he concluded.