Berlin - 25 years after the introduction of long-term care insurance, social associations and patient advocates have called for an end to the financial burden on those in need of care. "Care must not be risk of poverty, so it must be financed more fairly," said the President of the Social Association Germany (SoVD), Adolf Bauer. The German Foundation for Patient Protection called for long-term care insurance to "bear all the costs of care in the future", regardless of whether the person in need of care lives in the home or at home. warned SoVD President Bauer. The financial overload leads more and more affected people to the social welfare office. “In particular, the immensely growing personal share in inpatient care is what drives people in need.” There are now proposals to limit the personal contribution to the care costs. But what is needed is big hit. Bauer called for "full long-term care insurance in order to better cover the long-term care risk overall in solidarity." the Bundestag passed the Care Insurance Act to introduce comprehensive compulsory insurance. "The fifth pillar of the German social system is going in the right direction, but it is only weak support," said the board of the German Foundation for Patient Protection, Eugen Brysch. Because the new insurance did not make care future-proof. Most of the problems from then are still current. Many caring relatives are overburdened. It also took too long for dementia patients to be included in long-term care insurance.
A major “birth defect” in long-term care insurance is the partial cost principle, said Brysch. The long-term care insurance funds only pay lump sum, the amount of which is not based on actual expenditure, but is determined solely by politics. Those affected would have to bear the rest. “The need for long-term care makes many people poor,” he criticized. Long-term care insurance must “finally be put on future-proof basis”.
The responsible minister had already pointed out the limits when long-term care insurance was born. "Without helpful people, every law remains cold case, an idle machine," said CDU Social Affairs Minister Norbert Blüm 25 years ago in the Bundestag.